India is slowly but surely embracing the digital wallet. Current Reserve Bank of India (RBI) rules have a Rs 10,000 ($114) cap on such mobile friendly payment options with acquiring complete “know your customer” (KYC) details. However, this does not seem to be putting off many start-ups who are banking on this trend catching on among India's burgeoning middle classes and, indeed, the rural sector with increasing access to affordable mobile technology. The most popular mobile payment apps in terms of time spent are those that provide services over and above pure payment, such as mobile recharging, ability to book movie tickets, shopping and so on. This infographic gives an insight.